Saturday, May 1, 2010

Corporate Ego Compels Verizon to Charge $18,000 for Data Download

This article was originally published by Technorati on 1 May 2010. To see all my Technorati articles, click Lifestyle in the Contents listing on the sidebar.

Most of us have been there: shouting into the phone at some poor, underpaid "customer service representative" who was with us shortly. No doubt a great deal of acrimony has been exchanged in the case of Bob and Mary St. Germain over an $18,000 Verizon cell phone bill racked up by their son back in 2006. The account remains in dispute.

To be fair, the St. Germain's have a few good points. First, wireless contracts are indecipherable gibberish. Hard to argue with this one; their purpose is to confuse the customer.

Second, experts say unlimited data plans are marketed by other companies for $30 a month. Another good point. If that's the case, its hard to imagine how $18,000 could be fair a price.

Third, the St. Germains say they were unaware that they had just gone off a promotional plan under which data downloads were free. Verizon reps admit this contention, though Verizon claims the St. Germains were duly warned of the expiration of the promotion when the patriarch of the family renewed his wireless contract with the company a short time before the bill came--nothing like a reverse signing bonus, is there?

Word didn't make it to their son, however, who continued to download songs at a respectable clip.

For Self-Mastery Forget About Free Will

From Tao Te Ching, Number 48:

True mastery can be gained
by letting things go their own way.
It can't be gained by interfering.

What is Lao Tzu talking about here?

As if it were riding in a carriage or wagon, our consciousness rides on our body's innate intelligence, which is hardwired to Universal Intelligence. Learning to observe all that happens in us, through us and around us is true mastery. Attempting to intervene in what's happening--what our bodies, our carriages, are doing beneath us--is not mastery, it's interference.

Friday, April 30, 2010

The Three Flavors of Personal Finance Advice

This article was originally published by Technorati on 30 April 2010. To see all my Technorati articles, click Lifestyle in the Contents listing on the sidebar.

U.S. News offers some great money management advice in a recent article called 8 Questions for the Constantly Broke. Advice about money fits generally into three categories: practical, philosophical and spiritual. Most articles like this one focus on the practical without addressing the other two.

Practical Practical financial advice focuses on one question: how can I live within my means? Most, including the U.S. News article, recommend things like skipping daily latte's, buying used cars instead of new and reminding us that we're earning now not just for now but also for future rainy days and retirement. They preach that we should not be stupid with our money, in other words.

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